Life learnings.

  It’s our Rights to Build the Assets and our Prime Responsibility to Manage those Assets which we build with a lot of Hard Work and Dedication. There is always the thought that which asset class is better & we Indians are always fond of saving in those asset classes where the guaranteed returns are probable.  Now the world is changing & even the fare of OLA and UBER is Dynamic also Hotel tariff, Train & Airfare, rates of Zomato, Swiggy, Telecom all are Dynamic. Real Estate becomes now a long-term asset class, the valuation of startups is in billions, and FD instead of giving returns on Investment now it is Eating our own money in respect of Inflation.  Ex. Germany’s bank deposit rates are net negative 0.38%. So the world is changing. So in this tough time what is the better, safe, and probable asset class that will be going to give better returns? Sooner or Later we need to change the way we save and invest. So why not today? Start investing in Debt Asset Cl...

  What are arbitrage funds? Can they give negative returns? How are they taxed?   Arbitrage schemes are hybrid funds that take arbitrage positions in  equity and equity-related instruments  for at least 65% of the portfolio. The remaining corpus is mostly in high-quality fixed-income instruments, cash & equivalents.   So How Does It Work? Arbitrage funds aim to capture the price differential between the spot and futures markets, to generate returns at stock exchanges.   These mutual funds buy securities in the spot market and simultaneously sell them in the futures market. They buy the stock in the lower-priced spot market and sell it in the higher-priced futures market.   The spread differential in the market typically reflects the rates in the money-market rates. This spread differential rises in times of high volatility in the markets, which presents an opportunity for investors to capitalize on the higher rates (relative to money market rates)...