Life learnings.

  It’s our Rights to Build the Assets and our Prime Responsibility to Manage those Assets which we build with a lot of Hard Work and Dedication. There is always the thought that which asset class is better & we Indians are always fond of saving in those asset classes where the guaranteed returns are probable.  Now the world is changing & even the fare of OLA and UBER is Dynamic also Hotel tariff, Train & Airfare, rates of Zomato, Swiggy, Telecom all are Dynamic. Real Estate becomes now a long-term asset class, the valuation of startups is in billions, and FD instead of giving returns on Investment now it is Eating our own money in respect of Inflation.  Ex. Germany’s bank deposit rates are net negative 0.38%. So the world is changing. So in this tough time what is the better, safe, and probable asset class that will be going to give better returns? Sooner or Later we need to change the way we save and invest. So why not today? Start investing in Debt Asset Cl...

  What are arbitrage funds? Can they give negative returns? How are they taxed?   Arbitrage schemes are hybrid funds that take arbitrage positions in  equity and equity-related instruments  for at least 65% of the portfolio. The remaining corpus is mostly in high-quality fixed-income instruments, cash & equivalents.   So How Does It Work? Arbitrage funds aim to capture the price differential between the spot and futures markets, to generate returns at stock exchanges.   These mutual funds buy securities in the spot market and simultaneously sell them in the futures market. They buy the stock in the lower-priced spot market and sell it in the higher-priced futures market.   The spread differential in the market typically reflects the rates in the money-market rates. This spread differential rises in times of high volatility in the markets, which presents an opportunity for investors to capitalize on the higher rates (relative to money market rates)...

  What is Investment Definition?  An investment is essentially an asset that is created with the intention of allowing money to grow. The wealth created can be used for a variety of objectives such as meeting shortages in income, saving up for retirement, or fulfilling certain specific obligations such as repayment of loans, payment of tuition fees, or purchase of other assets. Understanding the investment definition is crucial as sometimes, it can be difficult to choose the right instruments to fulfill your financial goals. Knowing the investment meaning in your particular financial situation will allow you to make the right choices. Investment may generate income for you in two ways. One, if you invest in a saleable asset, you may earn income by way of profit. Second, if Investment is made in a return generating plan, then you will earn an income via accumulation of gains. In this sense, ‘what is investment’ can be understood by saying that investments are all about put...

   We always have a question that when it comes to the word FEAR why don’t we feel like   F eeling  E xcited   and R eady or   Face Everything & Recover   or   Force, Excited, Achieved & Rejuvenates.  So let’s talk about what is meaning of fear in investment?   What is Meaning of FEAR?   Fear is something which gives a feeling of weak, low & inferior and whenever we come across this word, we have a feel of down or something which everyone wants to keep away from that object which creates this kind of feeling & generates a negative mindset.   The way we look at this word  FEAR  is the very urgent need of an hour to change the mindset as whenever we interact with clients it happened very frequently that they look at us that we are speaking something which is not possible and the route cause of this lies in the way we had upbringing & grooming . The reason is simple: our surrounding atmosphere is like...